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Will adding another baby change an estate plan?


Estate planning is generally used to protect assets and pass them down to the next generation. When parents have these documents in place they can feel secure about what will happen to their children if something unexpectedly happens to them. But does anything change if another child is added to the family? Would the will need to be amended?

In general, adding another child does not affect estate planning documents. But this is a good time to review estate planning documents like wills and trusts to see how the beneficiaries are listed. They will probably be listed as children or descendants but it is important to confirm that children who are born after the execution of the will are included. If the will lists a child by name, then the will should be updated with the new child's information. Beneficiary information on retirement accounts, bank accounts and other records should also be updated with the new child's information.

A will is an important estate planning document that helps protects your assets for your heirs. Although no one wants to think about their inevitable death, it can happen at any time. We have all seen the stories of the tragic deaths due to unexpected illnesses, car accidents and other unforeseen events. It is important that families are prepared just in case. A legal professional skilled in estate planning can help a family make sure they have the necessary estate planning documents in place. They have the experience necessary to help families with their unique estate planning needs and goals.

Estate planning is important for everyone, not just those who are well-off. Parents should make sure they have an estate plan in place in case a tragic event occurs.

Source: nj1016.com, "Will another baby affect your current will?," Karen Price Mueller, Jan. 8, 2016

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