For many Washington residents, caring for loved ones with special needs may be especially difficult in these tough economic times. In addition to the cost of care, all manner of other bills are piling up. However, experts say that, as difficult as it may seem, families that are providing for loved ones with special needs should also do their best to plan for the long term. Doing so is a good idea not only for loved ones with special needs but also for the caregivers' retirement. For example, advance directives, end-of-life wishes, and a living will should all be considered when estate planning becomes a reality.One of the more important reasons people are now seeking estate planning for those with special needs is that the bad economy has resulted in reduced incomes for caregivers, as jobs have been lost or hours cut. This reduction in income can make things very difficult for many families, especially those that are caring for loved ones. Estate planning allows families to get control over what they may be facing in the future, as well as make plans to address those issues.